Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"In all honesty my wife and I had several trepidations about using equity release to supplement our income. From the very beginning when we contacted ER&MP and spoke to Tom we found his wealth of knowledge and his relaxed attitude to the many questions we fired at him both relaxing and in some ways stimulating. The whole process went through without a hitch and all of our original concerns have disappeared. We would not hesitate to recommend Tom and his team and would like to take this opportunity to thank him and Michelle and the rest of the team involved. Fantastic service!!"
Equity release, commonly through a lifetime mortgage, allows York homeowners aged 55 and over to access the cash tied up in their property without selling or moving. You can release a lump sum or withdraw funds as needed by borrowing against your home’s value. Whether your home is mortgage-free or not, equity release lets you access your money, with any remaining mortgage paid off from the funds released.
Yes. All equity release plans we provide in York are fully regulated by the Financial Conduct Authority (FCA) and follow the standards of the Equity Release Council. This guarantees you’ll never owe more than your home’s value when sold at market price, ensuring peace of mind for both you and your family.
The money you release is yours to use however you like. Whether it’s for a new car, clearing debts, or simply improving your lifestyle in retirement, equity release can help you live life to the fullest in York.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
We specialise in providing expert advice on mortgages and equity release. With years of experience, we’re committed to helping you make informed choices that support your financial future. Whether you want to release equity or find the perfect mortgage, our straightforward and friendly guidance will give you confidence in your decisions.
We’re here to help secure your financial future with professionalism and a personal touch, every step of the way.
Our advisers take the time to understand your situation, ensuring that your financial decisions benefit both you and your family
Get professional advice from specialists who’ll help you find the right equity release plan for your unique needs.
We’ll discuss other financial options with you to make sure equity release is the best solution for your needs.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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